The Financial Planning Process

Financial planning is an ongoing process of preparing for and reacting to critical financial events. Those events can be as diverse as retiring, receiving an inheritance, changing jobs or buying a new home. The resources and experience that North Ranch Financial Group, Inc. offers can help you be better prepared for these events. Taking advantage of these resources will make it easier for you to work toward your financial and lifestyle goals.

During our initial meeting, we will discuss your goals and objectives, and our approach to financial planning. The purpose of this meeting is to determine whether or not we want to work together. In our experience, this is the foundation of a good long-term relationship.

Prior to this meeting we will ask you to fill out a New Client Information form. The form asks questions about your business, financial and personal goals as well as details of the resources you currently have available to help achieve those goals. Understanding where you are today will make it easier for us to work together and make recommendations for your future.

What You Can Expect from North Ranch Financial Group, Inc.

When you work with us, you can trust that we will consistently and responsibly perform all of the services you request. We will be available to offer assistance when you need us.

At North Ranch Financial Group, Inc. we will:

  • Treat you with respect, honesty and dignity.
  • Act as your advisor, putting your interests first.
  • Strive to acquire a complete and accurate understanding of your goals, your tolerance for investment risk and your time frame for achieving those goals.
  • Explain to you the short- and long-term implications of the strategies we propose.
  • Update you regularly by email, mail and phone.
  • Meet with you periodically to review your goals and recommended strategies.

Our Mutual Responsibilities

Effective communication and mutual respect are the keys to a successful relationship. Working together is essential to implementing effective financial strategies. To accomplish this, we agree to keep each other informed of any new developments that might affect those strategies. We also agree to take the time necessary to regularly review your personal financial plan. We can both be honest and forthcoming about your financial situation so that we can develop mutual trust, respect and understanding.