Team

We believe our teamwork approach adds a broader perspective to all we do and provides increased benefits to our clients.

Our team of financial professionals can help you address:

  • Investing principles and strategies
  • Retirement investing and distribution strategies
  • Estate conservation issues
  • Risk management

We also can answer your questions, including:

  • Can I retire early?
  • Are my investments working hard enough?
  • What’s the best approach for college savings?
  • What are the elements of a sound estate strategy?
  • Do I have enough life insurance for my family?

Our experienced professionals have helped many people just like you with similar issues and concerns. We specialize in creating an approach that is designed to address your individual situation.

 

James Kottra, AIF®, CRC®

Investment Advisory Representative | CA Insurance License #0A14268

(805) 495-8166

(805) 497-8319

“Creativity, learning, adding value and freedom to peoples' lives is the inspiration for my work. I have the opportunity to design innovative solutions for clients and their families that can make a difference in their future....

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Marjorie White, AIF®

Investment Advisory Representative| CA Insurance License #0B69870

(805) 495-8166

(805) 497-8319

“Life sometimes offers difficult challenges that can have profound and purposeful outcomes. Growing up in Elkhart Indiana, I was 15 years old when my father died suddenly in an airplane accident. Just one year before that, he...

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Iris Ilao, CRC®

Investment Advisory Representative | CA Insurance License #0D10982

(805) 495-8166

(805) 497-8319

“I am committed to creating value and making a significant difference in the lives of others. Understanding my clients’ passion and being with them along the journey to pursue their goals is essential to a lifelong...

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Federico Avendano

Office Manager | CA Insurance License #0G08666

(805) 495-8166

(805) 497-8319

“An investment in knowledge pays the best interest.” –Benjamin Franklin Federico Avendano has experienced Benjamin Franklin’s words to be true. As the son of immigrant parents, Federico has worked diligently to...

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